![]() ![]() Go through your bank statements to see if you’re paying for any subscriptions you don’t actually use.Are you due a pay rise? Next time your salary increases, try to keep your living costs the same as before and use any monthly surplus to pay off your loan.You can use our savings goal calculator to work out how long it might take to reach a target figure. For each purchase, the difference feels negligible, but itĪll adds up quickly in your savings. So if you spend $3.80 on a coffee, the app calls it $4 and moves $0.20 across to your savings. The difference into your savings (or in some cases, directly onto loan repayments). ![]() These apps link to your bank cards, and whenever you make a purchase online or in-store, they round it up to the nearest dollar or pound to siphon
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